Monthly Archives: June 2015

June 2015

Veterans Administration Home Loans

By |June 29th, 2015|

You have sacrificed to keep our country—and everything it represents— safe. The U.S. Department of Veterans Affairs honors and serves you by fulfilling President Lincoln’s promise “to care for him who shall have borne the battle, and for his widow, and his orphan.” July 21, 1930 U.S. Department of Veterans Affairs
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The Over-Improved Home

By |June 29th, 2015|

I love to watch home improvement TV shows and browse catalogs dreaming about what I need in my home to make it the perfect retreat. But adding elaborate and specific upgrades may make my home less desirable to a buyer. This may cost me money if my home is on the market for a longer period of time when I sell. While I imagine encountering a buyer who loves my home the same way that I do, after watching a few episodes of House Hunters on HGTV, I am reminded that everyone has very different taste and the odds may not be in my favor!

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Own? Buy? Might be time to listen to your gut

By |June 29th, 2015|

Sometimes you just know it is time. Your gut tells you it’s time to buy a home, begin that life. A recent study revealed more than half of renters would prefer to own a home than to rent. Furthermore, most current renters plan to buy a home within five years. So what seems to be stopping them? The study indicates that many renters have limited information or misinformation about the financial resources they need to qualify for a mortgage. If your gut is telling you it’s time to consider home ownership, now is the best time to begin your journey with our confidential homeownership services.       […]

Taking Advantage of Advantage Home Plus

By |June 5th, 2015|

Recently a new client confided in me that he did two things when he got this job. First, he confirmed the start date, and then he reviewed the employee benefit package. He recounted that he had read every condition covered in the health benefit package, reviewed the vacation and holiday schedule, then stumbled across the mortgage benefit package, the no cost employee home ownership program. “I was delighted that was available to me as well as my family as I have a brother who is expecting a baby and will be buying a home soon”. He immediately went to the Advantage Home Plus web site to read more. “I thought it would just offer education on mortgages for the first time buyer, and contact information, but I discovered that the website was a great place to inquire about loan prequalification, refinancing, home renovation loans and to learn about every aspect of the home buying experience”, he said.
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7 Steps to Buying a Home

By |June 5th, 2015|

The steps to buying a house appear pretty straight forward, but there are areas within each step where you need to have done your homework in order to understand all that each step involves. Once you decide how much you can comfortably afford, and what you want, there are many websites and newspaper articles that discuss a variety of things to take into consideration. It’s not that complicated if you have a good real estate agent and mortgage broker to help guide you. If you have questions about what you need to do to get ready to buy a home, talk to one of our professionals. They are here to make the experience understandable and save you money during this exciting (and stressful) process.

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Blending Households and Buying a Home

By |June 5th, 2015|

Whether you are married or living with a partner, buying a home together is a major step. It is important that some basics get sorted out before you take the leap. Making sure that you feel like equal partners in your relationship is an important element of togetherness and home ownership. Discovering if you both share similar values on home maintenance is also an important part of keeping the purchase an asset in your financial profile.
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