Buying a Home

May 2018

How Current Interest Rates Can Have an Impact on Your Purchasing Power

By |May 29th, 2018|

There have been rumors of 5% – 6% interest rates for over 2 years now– the only difference between then, and now, is that now it’s happening.  The new normal for a Conventional home loan above 65% loan to value is going to fall into the 5% interest rate range by the end of […]

April 2017

Finding a Buyer’s Agent in a Seller’s Market

By |April 14th, 2017|

In the current seller’s market, it is essential to find an agent with a strong record of successfully closing deals. As a home buyer, this is paramount for your offer to be accepted. When beginning the home search, friends and acquaintances will suggest an agent, but connecting with an agent who is seasoned is […]

January 2017

Personal Wealth: To Rent or To Own

By |January 13th, 2017|

A wise person once said, “Though there will always be discussion about whether to buy or rent, or whether the stock market offers a bigger return than real estate, the reality is that homeowners steadily build wealth. The simplest math shouldn’t be overlooked.”

 

Have you ever wished you could live rent free, and still save […]

December 2016

To Stage or Not to Stage

By |December 11th, 2016|

If you are fortunate enough to live in an area where the real estate market is thriving, you may be under the impression that you don’t have to prepare to sell your home.  While the market is doing well, data gathered by the Real Estate Staging Association indicates that more buyers want to see […]

October 2016

Not All Upgrades Raise Home Value

By |October 11th, 2016|

Residing in a home can stimulate the imagination and seduce one into adding the “perfect” tweak to enhance livability and enjoyment in the house. Unfortunately, when it is time to refinance this home, the wrong tweak may actually lower the value of the house.

 

Hard Learned Lesson:  My neighbor recently replaced his coat closet with […]

September 2016

Know the Neighborhood – Before You Buy

By |September 11th, 2016|

From urban hot spot to quiet countryside, the right neighborhood can make all the difference between loving your new digs and longing for your old home.  Check out these tips for investigating neighborhoods when you’re house hunting
Dream First
What does your dream neighborhood look like?  What’s most important to you?  Top-notch schools, nearby parks, lots […]

When Everything Happens at Once

By |September 10th, 2016|

It seems that everything happens at once, opportunities in life arrive like “feast or famine,” when faced with this dilemma, the trick is finding a way in the midst of change to time and sequence events so you are not in limbo for too long.

 

If you want to have a home before you have actually […]

Fear of the Unknown

By |September 10th, 2016|

There is a certain segment of the population that dreams of homeownership, but who are afraid of what completing a mortgage application may uncover.  Plagued by the fear of the unknown and possibly being denied a mortgage, this can stop people from moving forward and they may never enjoy the perks of owning a home.

 

If you […]

August 2016

The Best Time to Buy?

By |August 23rd, 2016|

I ran across a funny article the other day about the two best days each year that give a home buyer the upper hand in buying a house. The two days were Easter and Christmas. They are the days you are least likely to have your offer trumped by another offer.  When getting ready […]

Juggling Act: How to Buy and Sell a Home Simultaneously

By |August 23rd, 2016|

Buying a home when you don’t already have a home is one thing. Buying a home when you already have a home can feel like juggling a set of flaming torches: A lot is going on, and if you miss something, it could be hazardous. Addressing the three key questions below can help you […]