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June 2018

Take our Home Ownership Readiness quiz to see where you stand!

By |June 28th, 2018|

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May 2018

Mortgage Rates are UP-Should You Refinance?

By |May 30th, 2018|

 

As interest rates move towards 5% and predicted to be in the mid 5’s by the end of the year, the opportunity to refinance to lower your interest rate is probably in the rear view mirror. But there are still some important opportunities that you might consider before rates get too high…
Have you been […]

How Can I Get the Most Money When Selling My Home?

By |May 30th, 2018|

Every homeowner wants to make sure they get the best price when selling their home. But how do you guarantee that you receive maximum value for your house? This “tactic” seems to be working out very well for many sellers: Price it a LITTLE LOW.

 

 

 

 

 

 
 
This may seem counter-intuitive. However, let’s look at this concept […]

How Current Interest Rates Can Have an Impact on Your Purchasing Power

By |May 29th, 2018|

There have been rumors of 5% – 6% interest rates for over 2 years now– the only difference between then, and now, is that now it’s happening.  The new normal for a Conventional home loan above 65% loan to value is going to fall into the 5% interest rate range by the end of […]

July 2017

The Constant Debate – Rent vs. Own

By |July 11th, 2017|

For most potential homebuyers, the debate of when to move from renting to owning is one of the hardest decisions outside FINDING their actual new home. Investing in the purchase of a new home is a big commitment, both on the financial and timescale. But, rent in major metropolitan areas continues to rise putting […]

Your Home is Your Castle

By |July 11th, 2017|

If you are hoping to buy a home to be your castle, check the fine print to make sure that you will rule the Kingdom. Before you buy, make sure your new home is not governed by restrictions that you won’t be able to live with. A Deed Restriction, the legal name for community […]

In Your 50’s? It’s Not Too Late

By |July 11th, 2017|

Too many baby boomers see their rent increasing and realize that retirement isn’t that far away. Time has slipped by and their dream of owning a home is fading. With less than 15 years until age 65, many of these workers aren’t financially ready for retirement. The income they will have to live on […]

June 2017

Time For a Fixer Upper? A Renovation Loan Could Be Right For You

By |June 13th, 2017|

In a busy housing market, it’s easy to feel discouraged when you can’t access a home in your dream neighborhood. Or perhaps you don’t have quite enough buying power to live in that top-rated school district. At Evergreen Home Loans, we know the importance of making a house a home. With that in mind, […]

My Bad… Literally

By |June 13th, 2017|

It was time to buy a house. The rent got raised again, the baby was crawling and we needed a bigger place. While I was aware that my wife had a higher credit score than me, it wasn’t until we submitted our application for a mortgage that the hard truth was revealed; it was […]

Pricing a Home to Sell

By |June 13th, 2017|

If it’s time to sell your house, setting the right sale price is one of the most important decisions in front of you.  Sales of comparable houses is a key factor in that process. Perhaps your neighbor just sold their house over the list price, and you may be thinking that you can use […]