Credit

July 2018

Will Paying Off Collection Account Improve My Credit Score?

By |July 27th, 2018|

Collection companies have done a great job over the years of convincing consumers that paying off collections will raise their credit scores. Many are actually surprised to learn that paying off collections will actually lower their credit scores.

 

Collections are usually reported on the credit as a “9” status or collection account. This means the […]

April 2015

Tax Time Tips

By |April 6th, 2015|

Still working on your taxes? If you bought or refinanced your home last year, you most likely have several home related tax deductions. Even if you didn’t, there are tax deductions available to homeowners you should know about. Here are some commonly missed categories to review for deductions and credits in order to make sure you are paying the lowest taxes possible. […]

March 2015

Good News! You Don’t Need Perfect Credit to Buy a House

By |March 17th, 2015|

Here’s the myth: If you want a home loan you need a perfect credit report, little or no debt, and should  never have been sent to collection.  In reality, Advantage Home Plus staff will use three steps to help make your credit worthy of a home loan. Talk with them first to get ready to buy your new home.

[…]