Monthly Archives: April 2015

April 2015

When Listing Your Home: Use the Best!

By |April 15th, 2015|

High on the list of life stressors, listing and selling your home are right next to getting a new job or filing for a divorce. Having an agent who is skilled in listing homes similar to yours is important as you are placing one of your largest assets into their hands. Agent selection can be awkward, as many of us have friends, or friends of friends who know someone in the real estate business. While it may be easiest to use your Uncle’s second wife’s son, selecting a broker with strong attributes in setting the listing price and negotiating the best deal for you are skills that can make the process both financially rewarding and help you to avoid common transaction missteps. […]

Consumer Confidence High – Good Time to Consider Home Purchase

By |April 15th, 2015|

Each month, 500 individuals are randomly selected from across the United States to participate in the University of Michigan’s Surveys of Consumers. The results released in March 2015 revealed that consumer optimism reached the highest level in the past decade. Those surveyed judged “prospects for the national economy are the best in a decade, with half of all consumers expecting that the economic expansion will continue for another five years.” […]

Five Factors of FICO

By |April 15th, 2015|

The FICO score has always seemed a bit mysterious but it is an important ingredient in obtaining a home loan. The FICO score uses your credit information and identifies how reliable you would be in repaying borrowed money or if you are credit worthy. A FICO score can vary, depending on the specifics used by the lender and the credit agency. […]

Tax Time Tips

By |April 6th, 2015|

Still working on your taxes? If you bought or refinanced your home last year, you most likely have several home related tax deductions. Even if you didn’t, there are tax deductions available to homeowners you should know about. Here are some commonly missed categories to review for deductions and credits in order to make sure you are paying the lowest taxes possible. […]

Wait, What? Am I Missing the Best Time to Buy a House?

By |April 6th, 2015|

Do you feel like you’re the only person who is missing the best time to buy a home? When you begin to think about when is the “right time,” remember, it is an individual decision. While economic factors such as interest rates are a consideration, it turns out that lifestyle factors for most people […]

Short Sale Recovery: Buying Your Next Home

By |April 6th, 2015|

If you were one of the many homeowners who opted for a short sale, you may be emerging from one of the most stressful times in your life. If you are now ready to purchase another home, working with an experienced mortgage team can reduce your stress and help you to find a mortgage tailored to your situation.