Monthly Archives: July 2015

July 2015

Sell Now

By |July 20th, 2015|

Live in the Present
If you are waiting to put your house on the market, now may be the perfect time to sell. In years past, selling cycles usually peaked early summer, but last year amid the threat of an increase in interest rates more people entered the market mid-summer. Selling now may also save you on the monthly mortgage payment for your next home if you sell before the predicted rise in interest rates. The possibility of an increase in mortgage rates currently is spurring the home-buying market. […]

40 Years of Mortgage Rates

By |July 20th, 2015|

It is always wonderful to get the very best deal you can on a mortgage. Getting a low rate makes sense as the loan interest rate for your dream home really makes a difference on your monthly payment. Sometimes buying down your rate with points is the best strategy over time. Keep in mind […]

Old School Money Advice

By |July 20th, 2015|

I love hearing how people accumulated their wealth. By wealth I don’t mean Bill Gates kind of wealth, I mean not living paycheck to paycheck and having assets like a home or rental property that can provide a portion of your financial security that will accumulate over time.
As the generation who grew up during the Great Depression leaves us, it is important to remember the money lessons that they learned and passed on. They lived through the stock market crash of 1929 and watched as friends and family lost everything, The wisdom shared with their children, the baby boomers, is now being passed on to the Millennials and Generation X grandchildren. After all, being financially astute is a life skill, which takes practice and perseverance. The lessons passed on aren’t fancy or magical, just straight forward guidance on how to budget, save and spend wisely.