Monthly Archives: October 2016

October 2016

When Should You Refinance Your Home Loan?

By |October 14th, 2016|

Reducing household spending isn’t the only way to save money on homeownership. You may also be able to significantly cut monthly costs by refinancing your home loan, especially when interest rates are low. A “refi” can offer other advantages, too. But there are also potential downsides. So how do you know if it’s right […]

Landing a Mortgage

By |October 11th, 2016|

Applying for a mortgage is a dynamic process involving many factors.  Each financial institution and mortgage company makes case by case decisions regarding how much risk they are willing to take by lending people money. This risk is calculated not only by your finances but by assessing the risk of the property you’re buying. […]

Not All Upgrades Raise Home Value

By |October 11th, 2016|

Residing in a home can stimulate the imagination and seduce one into adding the “perfect” tweak to enhance livability and enjoyment in the house. Unfortunately, when it is time to refinance this home, the wrong tweak may actually lower the value of the house.


Hard Learned Lesson:  My neighbor recently replaced his coat closet with […]