If your like most, you’ve attempted to hit a goal in life, maybe it was a weight loss plan but you were terrified of the scale. Maybe Marie Kondo inspired you to reorganize your house (Thanks, Netflix). Even with all of Marie’s greatness, just the thought of going through the clothes hanging in your closet since 2008 became overwhelming and you landed right back on the bed.. or was that just me? Either way, starting a budget can feel the same.
While the best things in life go together like peanut butter and jelly, there are far too many things that are like oil and water; vinegar and milk; Kanye West and Drake. In other words, they don’t mix. Generally one would say debt and home ownership are one of these exclusive pairs however, that may be changing. A new report from the U.S. Department of Housing and Urban Development states the changes and various forms of debt with there effect on home ownership.
With all the talks of mortgage rates and changes to our current housing climate, even small changes can have a big impact.