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By Advantage|2018-06-08T21:12:17+00:00May 29th, 2018|
There have been rumors of 5% – 6% interest rates for over 2 years now– the only difference between then, and now, is that now it’s happening. The new normal for a Conventional home loan above 65% loan to value is going to fall into the 5% interest rate range by the end of […]
By Advantage|2017-04-14T23:01:48+00:00April 14th, 2017|
For many, the Spring tax return marks a new chance to catch up on bills or to treat yourself. If you are expecting money back why not begin the year taking action toward building your personal wealth? One of the most practical ways to begin to increase what you are worth is to buy […]
By Advantage|2017-01-13T04:04:11+00:00January 13th, 2017|
The FICO score is the number that credit agencies calculate and use to determine someone’s credit worthiness. Having a good score is a critical step toward getting a mortgage or other loans on good terms.
There was a time when my husband and I were denied a $500 line of credit to buy tires for […]
By Advantage|2017-01-14T02:11:03+00:00January 13th, 2017|
A wise person once said, “Though there will always be discussion about whether to buy or rent, or whether the stock market offers a bigger return than real estate, the reality is that homeowners steadily build wealth. The simplest math shouldn’t be overlooked.”
Have you ever wished you could live rent free, and still save […]
By Advantage|2016-11-15T02:02:30+00:00November 12th, 2016|
The financial details required to obtain a mortgage can seem never ending. I will never forget the time I watched a loan officer placing U.S. saving bonds on the copy machine as proof of funds for a down payment. There is a detailed process that goes on behind the scenes that determine if you are […]
By Advantage|2016-11-15T02:02:44+00:00November 12th, 2016|
It pays each year to review certain household expenses to make sure that you are still getting the best value. When you keep your eye on cable TV contracts, phone, and internet plans you can save money by checking that you are not tied into an old contract that keeps the bills high. Many […]
By Advantage|2016-10-24T16:46:57+00:00October 11th, 2016|
Applying for a mortgage is a dynamic process involving many factors. Each financial institution and mortgage company makes case by case decisions regarding how much risk they are willing to take by lending people money. This risk is calculated not only by your finances but by assessing the risk of the property you’re buying. […]
By Advantage|2016-10-24T16:47:02+00:00October 11th, 2016|
Residing in a home can stimulate the imagination and seduce one into adding the “perfect” tweak to enhance livability and enjoyment in the house. Unfortunately, when it is time to refinance this home, the wrong tweak may actually lower the value of the house.
Hard Learned Lesson: My neighbor recently replaced his coat closet with […]
By Advantage|2016-09-15T23:56:11+00:00September 10th, 2016|
It seems that everything happens at once, opportunities in life arrive like “feast or famine,” when faced with this dilemma, the trick is finding a way in the midst of change to time and sequence events so you are not in limbo for too long.
If you want to have a home before you have actually […]