September 2016

When Everything Happens at Once

By |September 10th, 2016|

It seems that everything happens at once, opportunities in life arrive like “feast or famine,” when faced with this dilemma, the trick is finding a way in the midst of change to time and sequence events so you are not in limbo for too long.


If you want to have a home before you have actually […]

August 2016

Juggling Act: How to Buy and Sell a Home Simultaneously

By |August 23rd, 2016|

Buying a home when you don’t already have a home is one thing. Buying a home when you already have a home can feel like juggling a set of flaming torches: A lot is going on, and if you miss something, it could be hazardous. Addressing the three key questions below can help you […]

April 2016

Ninety-Day Redemption

By |April 20th, 2016|

I was always surprised when I looked at my credit rating and discovered a ding on the report. Many times the credit check was done as I was applying for an instant credit card. It seems as if every store is trying to entice me with an immediate discount on the day’s […]

March 2016

Spring Spruce Up

By |March 21st, 2016|

Want to keep your home looking as good tomorrow as the day you bought it? Seeking a way to maintain (or even enhance) its value? Would you rather manage a little upkeep than face major repair bills? Then make sure to add these 10 home maintenance tasks to your spring to-do list!

January 2016

“Derogatory” Credit

By |January 21st, 2016|

The FICO score is a measure of consumer credit risk, and it is used by mortgage companies to help screen and qualify buyers for their loans. You’ll hear about this a lot but be aware that the FICO scoring process can be complex and baffling. When I was working with my mortgage broker to get ready to buy a home, I needed to delve into FICO score details and some negative marks on my score from the past. These are called “derogatory” credit marks. I realized that in order to figure out how my score got so low, I also needed to understand the factors used to create my score so I could raise it in order to qualify for a mortgage. Fortunately, my mortgage broker and her team were great at coaching me on how to clean up my negative FICO score issues and teaching me how to increase my score. Sometimes you just need to ask for help to get started. So, here is what I learned about trying to reboot my credit.


April 2015

Five Factors of FICO

By |April 15th, 2015|

The FICO score has always seemed a bit mysterious but it is an important ingredient in obtaining a home loan. The FICO score uses your credit information and identifies how reliable you would be in repaying borrowed money or if you are credit worthy. A FICO score can vary, depending on the specifics used by the lender and the credit agency. […]

Short Sale Recovery: Buying Your Next Home

By |April 6th, 2015|

If you were one of the many homeowners who opted for a short sale, you may be emerging from one of the most stressful times in your life. If you are now ready to purchase another home, working with an experienced mortgage team can reduce your stress and help you to find a mortgage tailored to your situation.