How to Strengthen Your Pre-Approval Before You Shop

A strong pre-approval isn’t about guessing or hoping; it’s about preparation. Here’s where to start:

1. Gather Key Documents Early

Before you speak with a lender, collect:

• Recent pay stubs
• W-2s
• Bank statements
• Tax returns (if applicable)
  Having these ready helps create a more accurate and dependable pre-approval.

2. Get Ahead of Potential Red Flags

You Don’t Have to Navigate This Alone

Getting pre-approved is one of the biggest steps in the homebuying journey but you don’t have to do it on your own.

Through Your Employee Homeownership Program, you can:

• Understand exactly what a strong pre-approval looks like
• Get guidance on what documents you’ll need
• Learn how lenders review your financial profile
• Save money on closing costs through your employee benefit
• Be connected to vetted, trusted lenders who work closely with AHP and are known for doing right
  by employee clients

Our purpose is to help you feel confident, prepared, and supported from the very beginning, before you ever look at a single home online.

Bottom Line

If you’re thinking about buying a home this year, schedule your free financial fitness consultation
today to get a clear understanding of your financial readiness and a personalized plan to move forward.

SupportSquad@AdvantageHomePlus.com | (800) 511-2197

The information contained and the opinions expressed in this article are not intended to be construed as investment advice. Advantage Home Plus does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. * Real estate commission contributions are available as state laws allow.