With rising home prices and fluctuating mortgage rates, many employees are wondering: Should I buy a home now, or wait? While timing the market perfectly is nearly impossible, experts agree that the longer you wait, the more it could cost you. 

According to Fannie Mae’s Home Price Expectations Survey, home prices are projected to continue rising over the next five years. This means that delaying your purchase could mean paying more for the same home down the road. Additionally, while mortgage rates have been higher in recent years, many economists predict a gradual decline—making now a strategic time to start the home-buying process. 

Even in a shifting market, homeownership remains one of the most effective ways to build long-term wealth. By purchasing a home sooner rather than later, you can begin building equity now instead of paying rent that goes toward someone else’s investment

How Your Employee Homeownership Program Helps 

Your Employee Homeownership Program is designed to help you navigate the homebuying process with confidence while maximizing your savings. Here’s how: 

✔ Lower Your Costs – Take advantage of special lender credits, reduced real estate commissions, and down payment assistance programs to make buying more affordable. 

✔ Work with Experts You Can Trust – Get connected with vetted, program-approved real estate agents and mortgage professionals who specialize in guiding employees like you. 

✔ Get Mortgage-Ready – Schedule a free Financial Fitness Consultation to understand your buying power, improve your credit, and create a customized plan for homeownership success.