Financial Fitness and Homeownership Resources

Buying, selling and refinancing a home is something most people do only a few times in their lifetime. The housing market and financing world is constantly changing and can feel overwhelming. Your Employee Homeownership Program is here to provide answers and help you save money along the way. Below you can find helpful articles from our team of real estate and financial experts on a variety of topics.

La estrategia de “quedarte en casa”: Transforma tu hogar actual para que se adapte a tu futuro
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La estrategia de “quedarte en casa”: Transforma tu hogar actual para que se adapte a tu futuro

Cuando una familia empieza a sentir que su casa le queda chica o nota que la decoración se está quedando vieja, buscar opciones en los portales inmobiliarios parece el siguiente paso más lógico.

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Rentar vs. Comprar: Desglosando los gastos invisibles para una planeación financiera inteligente
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Rentar vs. Comprar: Desglosando los gastos invisibles para una planeación financiera inteligente

¿Mi presupuesto de vivienda actual está tomando en cuenta el costo total de mi situación de vida?”

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Mejoras inteligentes de verano: Cómo aumentar el valor de tu casa con cambios estéticos sencillos
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Mejoras inteligentes de verano: Cómo aumentar el valor de tu casa con cambios estéticos sencillos

El verano es la temporada ideal para renovar el hogar. Ya sea que estés pensando en vender tu casa pronto o que simplemente quieras construir estabilidad financiera a largo plazo, no necesitas un presupuesto enorme ni un equipo completo de remodelación para lograr un gran impacto.

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El otro gran número: Quitándole el misterio a tu relación deuda-ingreso
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El otro gran número: Quitándole el misterio a tu relación deuda-ingreso

Aunque el historial crediticio suele llevarse toda la atención cuando se habla de estar listo para comprar una casa, los prestamistas confían plenamente en una segunda métrica, igualmente importante, para evaluar tu salud financiera.

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Renting vs. Buying: Unpacking the Invisible Expenses for Smart Financial Planning
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Renting vs. Buying: Unpacking the Invisible Expenses for Smart Financial Planning

Whether you are thinking about selling your home in the near future or simply want to build long-term financial stability, you don’t need a massive budget or a full-scale renovation team to make a significant impact.

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The “Stay-In-Place” Strategy: Transforming Your Current Home to Fit Your Future
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The “Stay-In-Place” Strategy: Transforming Your Current Home to Fit Your Future

When a household starts outgrowing its layout or notices the decor aging, looking up local property listings feels like the most logical next step.

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Smart Summer Upgrades: How to Build Home Equity with Easy Cosmetic Fixes
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Smart Summer Upgrades: How to Build Home Equity with Easy Cosmetic Fixes

Whether you are thinking about selling your home in the near future or simply want to build long-term financial stability, you don’t need a massive budget or a full-scale renovation team to make a significant impact.

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The Other Big Number: Demystifying Your Debt-to-Income Ratio
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The Other Big Number: Demystifying Your Debt-to-Income Ratio

Moving past the common myth that summer is a “slow” time allows you to gain a significant head start on your homeownership goals while others are distracted by the season.

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Why June is the Strategic Month for Future Homeowners
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Why June is the Strategic Month for Future Homeowners

Moving past the common myth that summer is a “slow” time allows you to gain a significant head start on your homeownership goals while others are distracted by the season.

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