How to Manage the Stress of Buying and Selling a Home at the Same Time 

How to Manage the Stress of Buying and Selling a Home at the Same Time 

For many homeowners, the thought of selling one home while buying another is overwhelming. Coordinating two transactions, managing timelines, and keeping finances in check can quickly lead to stress. In fact, according to the National Association of Realtors (NAR), one of the top stressors for homeowners is timing – trying to buy and sell at just the right moment without being temporarily homeless or juggling two mortgages. 

Why Is It So Stressful to Buy and Sell at the Same Time? 

Here are some of the top reasons homeowners feel overwhelmed during the process: 

  • Coordinating Timelines: Ideally, you’d sell your current home just as you’re ready to move into the new one. But often, there’s a gap, which can leave you without a place to stay or make you carry two mortgage payments. 
  • Managing Finances: Not having the funds from your home sale in time to purchase the new one can lead to renting in the interim, tapping into savings, or taking out short-term loans just to bridge the gap. 
  • Emotional Pressure: Moving is one of life’s most stressful events. Adding in the complexities of selling and buying simultaneously only increases the pressure. 

How One Amtrak Employee Made It Work 

Sarah K., an Amtrak employee, faced this challenge when she decided to sell her home and move closer to family. She was nervous about handling both transactions. But using her employee homeownership benefits made a huge difference. 

“When I decided it was time to sell my home and find something closer to family, I knew it would be a complicated process. But using my company’s homeownership benefits program made everything so much easier—and saved me a lot of money in the process!” 

Sarah was connected to a program-approved real estate agent and mortgage professional who introduced her to a special program that allowed her to buy her next home without needing to sell her current one first. This option was a game-changer, letting her move into her new home without rushing to sell. 

“I didn’t have to worry about selling my house before I could move into my new one. That flexibility meant I could take my time getting everything set up and avoid the stress of trying to time everything perfectly.” 

How Your Employee Homeownership Program Can Help 

If you’re considering selling your home and buying another, your employee homeownership benefits can help by offering: 

  • Free Financial Consultations: Get a clear picture of your budget and timing before listing your home. 
  • Access to Special Programs: Financing options allow you to buy without waiting to sell your current home. 
  • Reduced Fees: Enjoy lower closing costs and reduced real estate commissions. 
  • Expert Guidance: Work with vetted agents experienced in handling complex transactions. 

Tips for Reducing Stress When Buying and Selling Simultaneously 

  1. Get Pre-Approved Before You List: Having a pre-approval in hand means you’re ready to make an offer as soon as you find the right property. Through your benefits, you can access free pre-approvals and additional guidance. 
  1. Use a Bridge Loan or Special Financing: These programs can help you tap into the equity of your current home to secure a down payment on the new one before you sell. 
  1. Work with a Program-Approved Agent: Not all agents can handle the nuances of simultaneous buying and selling. Using a program-approved agent ensures you have someone who understands your goals. 

Bottom Line 

Buying and selling a home at the same time is challenging, but it doesn’t have to be overwhelming. By using your employee homeownership benefits, you can save money, reduce stress, and gain more flexibility. 

Thinking about making a move?   

Reach out today to schedule a free consultation and learn more about the unique options available to you. Let’s make your next move as seamless and cost-effective as possible!

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The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Advantage Home Plus does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence 

 How Josh Transformed His Financial Future with his Employee Homeownership Program 

 How Josh Transformed His Financial Future with his Employee Homeownership Program

In a world where financial wellness is paramount, stories like Josh’s from OHSU inspire us all. Josh reached out to his Employee Homeownership Program advisor after hearing about the free refinance and debt analysis we offer. What he achieved is nothing short of transformative, and it’s a pleasure to share his success in this month’s newsletter. 

A Fresh Financial Start 

Josh was facing common challenges that many homeowners encounter: high monthly expenses and a mortgage setup that was less than ideal. Our team conducted a thorough analysis of Josh’s financial situation, identifying key areas where we could create impactful changes. The result? A refinance solution that not only lowered his monthly payments but also eliminated costly mortgage insurance. 

More Than Just Savings 

However, the benefits didn’t stop at monthly savings. With our guidance, this strategic move didn’t just save him money in the short term—it reshaped his entire financial landscape. 

“Thanks to the patience and dedication of the team, I’m not just saving money—I’m investing in my future,” says Josh. He is now saving over $800 each month, a substantial amount he’s funneling into his retirement investment accounts, accelerating his journey towards financial freedom.  

Our Commitment to You 

Josh’s story highlights the core of what we aim to achieve: empowering employees to make informed, beneficial financial decisions. His experience underscores the value of the Employee Homeownership Program, which is designed not just to meet immediate needs but to pave the way for long-lasting financial health. 

“You guys were super patient, helpful, and friendly,” Josh noted, reflecting on the support he received. “She walked me through everything, making the process not just easy, but enjoyable.”  

Let Us Help You Too 

Are you ready to take control of your financial future like Josh did? Contact us today to receive your refinance and debt analysis. Whether you’re looking to refinance, pay off debts, or simply explore your options, our team is here to provide the same patient, friendly guidance that made such a difference for Josh. 

Josh’s journey is more than a success story—it’s a testament to what’s possible when you have the right support at the right time. Let us help you rewrite your financial story, starting today!  

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The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Advantage Home Plus does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence 

Secure Your Future: Celebrate Financial Awareness Day with Your Employee Homeownership Program

Secure Your Future: Celebrate Financial Awareness Day with Your Employee Homeownership Program 

Every year, Financial Awareness Day on August 14th prompts us to review and enhance our financial habits. It’s a day dedicated to gaining the knowledge needed to make informed and effective financial decisions—a foundation that is especially critical when it comes to homeownership. Your Employee Homeownership Program aligns perfectly with this mission, providing the tools and education necessary to navigate the complex world of real estate investment confidently. 

The Importance of Financial Education in Homeownership: 

Understanding your financial health is the first step toward successful homeownership. Key components like your credit score, debt-to-income ratio, and overall savings don’t just influence your ability to buy a home; they determine your future financial stability. With improved financial literacy, you can secure better mortgage rates, manage homeownership costs effectively, and ensure long-term financial security. 

How Your Employee Homeownership Program Enhances Financial Literacy: 

The program is designed to turn the dream of homeownership into reality through comprehensive financial education. Here’s how we do it: 

Educational Workshops and Resources: You can access a range of workshops that cover everything from basic budgeting to the specifics of mortgage types and rates. These sessions are designed to demystify the home-buying, refinancing, and selling process and to arm you with the knowledge needed to navigate it successfully.

Personalized Financial Planning: Each participant receives a personalized consultation aimed at clarifying their financial landscape. Whether you need help understanding your credit report or crafting a savings plan for a down payment, our experts are here to guide you every step of the way. 

Take, for example, Jordan, a recent participant who used his homeownership benefits to buy his first home. Before reaching out to us, Jordan felt overwhelmed by the financial commitments involved. Through our workshops, he not only improved his credit score but also learned how to secure a favorable mortgage, ultimately saving thousands of dollars in interest. Jordan’s story is just one of many where financial education opened the door to homeownership. 

How to Get Involved with Your Employee Homeownership Program: 

Getting started is simple! Here’s how you can join the ranks of informed homebuyers:

1. Sign up for a Workshop: Dive into our free financial education webinars, which cover a variety of topics related to homeownership. From understanding loans to managing property investments, there’s a session for every need. 

2. Schedule a Consultation: For personalized advice, book a confidential one-on-one financial fitness consultation. We can help you assess your financial health and plan your next steps. 

Empower Your Financial Future: 

Don’t wait to take control of your financial destiny. Click here to view all upcoming webinars and register for the ones that interest you. Each session is a step toward not just owning a home but mastering your financial future.

As we celebrate Financial Awareness Day, let’s commit to ongoing financial education and empowerment. By understanding and managing our finances better, we can secure not only our own futures but also the well-being of our families and communities. Join your Employee Homeownership Program today, and start building a legacy of financial savvy and stability. 

Schedule a Time to Talk


The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Advantage Home Plus does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision.  

How Sara and Liana Achieved Homeownership with Their Employee Benefits

Buying a home can be a daunting process, especially for first-time buyers. However, with the right support and resources, it can also be an incredibly rewarding experience. Just ask Sara and Liana, who recently used their Employee Homeownership Benefits to purchase their first home. Here’s their story:

“We were really happy with all the help we had in this process. It ended up being a great home-buying experience,” said Sara. With the comprehensive support provided by our program, she was able to navigate the complexities of buying a home with ease and confidence.

As a first-time homebuyer, Sara and Liana faced many new challenges. “They were all fantastic! This was my first time buying and so much was new to me. But they were all informative and helpful,” Sara shared. Our team was there every step of the way to ensure she understood each phase of the process, from securing a mortgage to closing the deal.

Sara’s positive experience didn’t go unnoticed. “I’ve already told a couple coworkers about the program and the people I worked with. I don’t plan to go through this process again anytime soon, but I’d want to work with them again. It ended up being a very positive experience without much stress,” she said.

Sara’s story is a testament to how our employee homeownership program can transform the home-buying journey. With personalized guidance, valuable education, and significant savings opportunities, we help make the dream of homeownership a reality for employees.

If you’re thinking about buying a home, take advantage of the benefits available to you. Sara and Liana’s journey to homeownership was marked by support, education, and a stress-free experience. Their story highlights the power of using their Employee Homeownership Benefits. Contact us to find out how you can start your own home-buying journey with confidence.